Jeeeesus ... just another product of the public education system ... there should be more of the "stolen" taxation money spent on funding a better education system rather than more money for welfare and there'd be a.) less people on welfare therefore less of a "need" for it and b.) less conversations like this.
Clip, here's the difference: People GO INTO BANKS WILLINGLY to DEPOSIT their money by means of their own free will in hopes that at best the bank offers an interest rate that will allow their money to grow. How the banks are able to do this is by lending the money you deposit to other people who then use that money to purchase things such as capital or assets. Here's the catch, it costs money to borrow money from banks. It's called interest and it's a percentage of how much money the borrower owes. There is interest on the money that the bank borrowed from you, too. All of this is assuming that the end borrower can pay back the money along with the cost (interest) of borrowing. In return, the money you deposited grows a certain percentage as promised by the bank. That's the gist of it.
A person who walks into the bank and forces, through promise of violence, the bank to hand over your deposited money interrupts the process or lending and borrowing.
I can tell today's going to be a great day!