As you seem genuine I’ll answer you but before I do that let me explain something I strongly believe in. For me there are two ways to think "logically or " emotionally" I try always for the first but sometimes don’t succeed. So try and use method one when reviewing what I write.
Ask yourself what is that a “Ruling Class” want the clue is in the first word to RULE! (logic) Ruling means control, these are psychopaths who have no empathy and don’t give a rats arse about you or me.See one of George Carlin’s memorable videos.
You need proof? Here is what the Governor of the Bank of England said in 1924:
“Capital must protect itself in every possible way, both by combination and legislation. Debts must be collected, mortgages foreclosed as rapidly as possible. When, through process of law, the common people lose their homes, they will become more docile and more easily governed through the strong arm of the government applied by a central power of wealth under leading financiers. These truths are well known among our principal men, who are now engaged in forming an imperialism to govern the world . By dividing the voters through the political party systems, we can get them to expend their energies in fighting for questions of no importance . It is thus, by discrete action, we can ensure for ourselves that which has been so well planned and so successfully accomplished.”
Governor of the Bank of England addressing the United States Bankers’ Association, New York, Idaho Leader
26 August 1924
(from The History of Central Banking : Stephen Mitford Goodson, 2019, Black House Publishing)
Why are you never taught about “MONEY” in school (elementary, high, college) because then you might start to think. Start learning about money nad more importantly Debt! Read about Banking, Fractional reserve, Fiat currency, Gold standard, Compound interest, Credit, Debit, Inflation, Deflation etc. Educate yourself do “NOT” take my word research for yourself NEVER believe anything anyone tells you without having proved it yourself.
Now to answer your question if you destroy the SMEs then what is left is cheap to buy up. Have you forgotten the S&L crash of the 80s/90s! Look at 2008 the takeover of Leh, BS etc and the so called “consolidation” of the banking sector. Read what happened in the Great Depression in the 1930s. Why was the “Glass-Steagall act” introduced, and more importantly why was it removed and a weaker version later on introduced.
Hope I have given you something to think about. I have a very bad heart and cannot type much more as I tire easily (probably be gone by the end of the year according to medical science!)