Well, kind of. Insurance companies arenāt just handed a bunch of money that they spend, they have to offer a product or in their case a financial tool. Government just takes money that insāt theirs and spends it on shit they wonāt use.
Insurance as is works today is absolutely a third party purchaser, you are right. Because Obamacare has the taxpayers subsidizing insurance companies and limiting choice. There is no real competition and insurance companies are spending money they didnāt really have to do anything to gain in the first place.
Good, so we agree that your Prager U tutorial is incorrect.
That doesnāt make an insurance company a third party purchaser. What makes them a TPP is that they spend your money and they donāt consume the services they pay for. And as a result, you donāt have unlimited choice in your health care, nor are you getting the best deal on cost for service. All the things the libertarian robot said on your video about why a government payer is bad is the same for a private insurer. Theyāre both TPPs.
Which is why patients should pay doctors for healthcare, with no middle man. Iād gladly give $750/month to a co-op of a few thousand doctors instead of $1500/month to an insurer.
Thatās only a limited solution, as the co-op itself has to insure against the risk of catastrophic injury. Somebody has to be the insurer of that risk, unless you or the co-op wants to pay full freight on something like open heart surgery.
Maybe Iām wrong but you typically want to blame the government while leaving the corporations not culpable in any way. Where is your criticism of corporation?
Whatever dude, Iāve finally put you on ignore. I canāt take your heaping piles of shit anymore. Good strategy when your arguments donāt hold water to the evidence, run.
How many? Care to provide evidence. How many citizens die or are financially destroyed because they got sick in this embarrassing healthcare system we have?
In addition the VA system is a completely socialized system. Is Medicare- For- All?
Youāre talking about liability insurance. Which doctors have to buy now anyway. I was jumping in on your conversation about paying for healthcare and how both governments and ins companies are TPP to some extent. I agree. Patients should pay doctors. There are a few co-ops here in the states already.
Because Obamacare has the taxpayers subsidizing insurance companies and limiting choice. There is no real competition and insurance companies are spending money they didnāt really have to do anything to gain in the first place.
A system based on RomneyCare and codified by the Heritage Foundation, I believe. First introduced by Nixon. Wow how communistic of such free-marketers.