My made an edit to include an answer to Dr. Pangloss, but it appears that it didn't go through.
I plan on buying my first house sometime next year (probably June/Julyish), and so will most likely need a mortgage.
I guess I'm just looking for options when it comes to long-term investing and planning. I don't know much about this stuff, and the research I've done make it sound convoluted.
This is probably why you have people making a living doing this for others.
What Carbiduis talked about would be immensely helpful.