I was in a big car accident years ago. Everything happened in slo-mo... the hood curling up, glass suspended in mid air, completely quiet oddly enough.
I had an OOB experience at the scene, I was trapped in the car and it was on fire. The power seat shorted and the carpet under my leg was lit up. I recall seeing a rescue worker cut the battery cable, would have been impossible to see from inside the car with the hood pushed up and the windshield broken.
At the ER, I had another OOB experience looking down at myself on the table with doctors and nurses all over. I saw that light at the tunnel thing and had no fear of death at that point. I had a tough recovery and was told that they didn't expect me to survive the first night. Funny that I was still remembering things from that time, years later. Some things were total revelations, things the ER staff said and flashes from the accident scene.