I already do that, I am thinking about asking if i turn down my work study money if i can get more in interest free loans
There are two types
Stafford, and perkins
I get stafford, and based on my mom, I am close to being able to get the perkins, but not quite. So maybe if i turn that down, i can get the perkins… not sure how this works.
Don’t you guys think it is total bull that you are based upon your parents? I mean in the case of the very wealthy, it makes sense, but in the case of a single parent/moderate income situation where the parent more than likely has bills (that aren’t calculated in) and even if they didn’t are going to be pretty selfish, more than likely, with there limited amount of money.
In other words - they say my mom should be handing me over 2 grand a year for school - and I get jack… and I think that sucks, because they make it hard to cover that 2 grand if its not given to me by mom.
Why? Because my workstudy is $2200 already considered in - and that means I work the max amount they “suggest” while taking a full load (which works out to be about 15-20 hours a week)
Anyway - I guess I will figure it out - again thanks for the help[/quote]
Talk to your financial aid office; they should be able to help you. It’s been a long time, but I think the subsidized loan amounts are capped pretty low, so I don’t think you’re going to get a lot more than you’re already getting. I agree with you it’s BS that you’re judged on your parents’ income until you’re 24. I had to pay for everything myself, which is not easy when you’re 18. Maybe you should consider the gigalo idea…