Is my skin elasticity irreparable?

Background
I was grotesquely fat during my entire childhood because my parents had me on a horrible diet. I was fat to the point I had very visible deep stretch marks on front of my stomach and on my sides ( love handles ).

I started losing weight at 20 years old. Im 34 now. Is this loose skin or fat? Is it reparable?

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Check this out:

Here’s the LINK.

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