II of yogurt, cheese, milk

How does everybody fit non-fat plain yogurt, cottage cheese, and occasionally milk into their diet? The reason I ask is because I drink skim occasionally, but yogurt and cottage cheese have become staples of my diet. My concern is the II of both. I know they’re high, so at what times of the day (pwo,pre, anytime) and with what other foods should I consume them with? I tend to combine yogurt with whey and maybe oatmeal, and cottage cheese with vegetables or oatmeal.

Surge at end of workout, then one hour later the Cottage cheese and apple sauce. I do this because on of the original post workout recovery test was done this way.
Best of Luck.