Alright guys, I know things are tight right now, especially this time of year, but I'd like to encourage all of you check out http://www.kiva.org
It's a not a charity, it's a loan. You get the money back. I want to make that very clear. You get to help people and it really doesn't cost you anything more than the effort of a few key strokes.
Do it for the karma, if nothing else. After all, if we can't help people, what can we do?