I have a friend has got to be in the 20s as far as bodyfat % goes. He has recently started training, seeking to get to far lower level. Because he is quite embarrassed about the deposits of fat on his chest (he said he wants to "lose the tits"), he keeps asking me at about what bodyfat percentage does chest fat tend to disappear, or at least flatten out.
I don't know the answer, so said I'd check here to find if anyone knows. It will of course vary based on genetics and such, but does anyone have an idea?