This isn’t a run-of-the-mill ZOMG!! warning I got from my sister’s husband’s 3rd cousin because it actually happened to me this morning.
I noticed I had a deduction of 15 cents dated Nov 13 on one of my credit cards this morning - what caught my attention is that I’ve never used the card in question (I kept it to use in an emergency).
The merchant name was listed as ‘GFDL 800-764-0847’ and when I called the 800 number I got a recording saying the number wasn’t in service.
I googled it and found out this has happened others as well, the only caveat is some people have had an additional amount of money withdrawn (a few hundred dollars) some days after the initial withdrawal.
After looking around online a bit, here’s the most common info I’ve found:
- The deduction seems to be around 13-19 cents.
- It’s affected both credit and debit cards issued from different banks - even those who haven’t used the affected credit card such as myself.
- The unauthorized charge is dated around 11/12 - 11/15.
- It’s the same merchant name (GFDL), but the listed 800 number may be different. Every call to the 800 number gets a recording that it’s out of service.
In some cases the banks have picked it up but others haven’t. My advice is to check your accounts for any withdrawals by GFDL around that date and if you find anything suspicious to let your bank know. Someone I know checked their accounts after I told them what happened and there wasn’t anything amiss, so this hasn’t hit everyone.
If anyone wants to do any research on their own, google: ‘GFDL 800-764-0847’