Creatine Loading On Off Days

Hey guy, I’m starting to use Creatine and I just want to clear some things up. I read this cycling pattern was the best,
Week 1; Creatine loading phase 20g/day
Weeks 2-4; creatine maintenance phase 10g/day
Weeks 5-8; no creatine

I read to spilt up the loading phase to 4 or 5 servings a day. I also read to drink the creatine powder with a high carb juice. So my question is, what about off days? I work out 3 days a week. With at least 48 hours rest in between. So on the loading week should I still be meeting that 20g a day, every day?

http://www.T-Nation.com/article/supplements/creatine_update_2006&cr=supplements

So basically take 3-5 grams of creatine a day for 4 weeks, but weeks 3, 4 only take it after workouts? And then what? Go off it for a few weeks?

Man, can’t we get some sort of creatine FAQ stickied to the top of this subforum?

Or you can just take 5 grams a day, every day.