Just an FYI if anyone is interested - Female creatine user here.
The possibility of hair loss scared me a bit. I have NOT noticed hair thinning in myself. When you think about how women naturally have androgen hormones, including DHT, but to a MUCH lesser extent than men, this probably isn't surprising.
I've been searching and haven't found ANY mention of hair loss as a side effect in women. Found a few female specific articles in places like Oxygen Mag, and Fitness RX for Women. There are fewer studies of women using creatine.
I did find a GREAT article if anyone is interested, "Creatine for Women" by Cassandra Forsythe and Jen Heath. It's dated 2010, so not super recent, but it does talk about performance and muscle gains in women and cites some female specific studies.