Hi there! This is indeed my first post, but I'd rather just get straight to the point.
Short history of myself:
26 years old, white male, I have primary hypogonadism, azoospermia, and I am an XYY mosaic. Causes of the primary hypogonadism are unknown, as I've not always had it (and I been to 4 urologists, 2 endocrinologists, and 1 geneticist - none of them have any flippin' clue how it happened). I experienced the symptoms of low T since I was about 19, but never actually paid too much attention to them until I got my T levels tested in October 2013 (I was 25). I've been on Androgel 1.62% (currently 4 pumps daily) since November 2013. T levels never rose above 450 Total, 75 Free the entire year I've been on TRT (and the 4 out of 5 tests I've done the levels were much lower while on TRT).
Now to my question:
I have been advised to go on Testopel, as this was explained to have the highest likelihood to bring my free T levels up to the 800 range without the potential negative side effects of the shots. Plus, I'd only have to come in once every 3-6 months (or something like that).
Uninsured, the pellets cost $1000 per insertion.
I'm trying to find the best insurance company that:
Will most likely approve of me being on the therapy (I know that they are all reluctant with sponsoring the expensive therapies, which is why they all love the shots)
Will have the highest coverage of the therapy.
Do any of you have any experience with this? Which companies or types of insurance plans tend to cover TRT (Testopel in particular) more than others? The open enrollment starts in just another two weeks, and I am really considering switching to a new insurance plan, possibly to another company if it's better for TRT (currently I have Florida Blue's 'Everyday Health BlueSelect 1451').