OK: With a baby on the way & the wife & I consolidating debts I seriously want some advice on how many people on T-Nation live within their means or at least try to -
Anyone here always pay cash or debit? The wife & I are paying down our debts with a bank loan & with the little man on the way budget is going to be tight.
Anyone else having to make the same no credit card decision?
I miss the plastic but I know it's going to be for the best...
Advice or tips would be helpful & appreciated.