[quote]Jewbacca wrote:
[quote]MaximusB wrote:
California’s largest for-profit health insurer, Anthem Blue Cross, is seeking to raise rates an average of 18% for more than 630,000 individual policyholders, drawing scrutiny from regulators and the ire of consumers already struggling with soaring premiums.
I thought Obama said that I would not pay a single penny more ?[/quote]
What’s even crappier is there is going to be “equalization” of rates across the USA.
Put bluntly, if you are in a state that has its shit together, has control of frivolous med mal cases, and low medical overhead, you have low rates (e.g., the South/Southwest).
Well, rates for, say, Ft. Worth, Texas are going to be “equalized” with, say, Los Angeles, so rates go up huge.
Good things like high deductible HSA policies are to be regulated out of existence — you know, because it’s not fair for “rich” people who save up $2,500 in their HSAs to pay low rates.
It’s a complete theft.[/quote]
Just to clarify, the 2003 Texas Tort Reform didn’t get rid of “frivolous” med mal suits–none of the reforms had anything to do with non-meritorious cases–the caps and barriers to entry were by definition designed to eliminate the most meritorious cases by making them too expensive to prosecute and by, among other things, capping damages to such an extent that the experts required to prosecute a significant med mal case eat the whole recovery and by allowing and encouraging wasting med-mal insurance polices that disappear through defense costs before a case gets to trial. The reforms did have the effect of drastically reducing medical malpractice litigation, but the litigation it eliminated was not the “frivolous” kind.