There will not be magic formula, but if I were you I would
* weight train 3 days
* steady state cardio 2 days
* barbell complexes 2 days
Weight training, body part split
Barbell complex, do 10 rounds, 5 reps each exercise
rest 60 seconds
I don't know your current health status, so obviously get checked out first. Also swing by the "35 and Older" forum as they may have a different plan. A good portion of your fat loss is diet dependent. I would start off simple by reducing your simple carb intake. Good luck!