[quote]Rockscar wrote:
LIFTICVSMAXIMVS wrote:
Rockscar wrote:
I’m fine with insurance mandates.
Even if it means that those who would choose to get insurance anyway will have to pay a bigger premium? Making particular services mandatory just raises prices on people for those services. For example, we pay more for coverage and get less in terms of coverage.
It is illogical to think that when everyone has insurance people are more protected. What if instead of purchasing insurance I put that $100/month away into a savings account or invested it into a something productive. Wouldn’t that insure me just as much in the long run if I go 10 years accident free? That is $12K stashed away that I wouldn’t have otherwise had, not including any capital gains that might exist.
I see no need for everyone to have insurance. It is not the most productive choice for some of us; and besides it is unfair to make people have it especially since driving is NOT a privilege that should be provided by the state but rather a service that we should pay for in the market like anything else if we want to use it.
Vehicles are lethal weapons and not just any idiot should be able to drive, therefore we have tests. That is the privelage to me. You are permitted to use it only after proving worth.
However the hell batshit crazy teens and people who can’t read our road signs who drive better fucking have insurance when they plow into me! I should not have to claim that on my insurance.
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But calling it a “privilege” doesn’t make any sense. A billionaire is not privileged because someone drives him around and neither is his driver privileged that he gets paid to drive someone around. The roads are a service that we should ALL pay for when we use it. And they definitely are not a privilege but rather a financial burden that the government cannot even turn a profit on.